Mobilize Financial Services

Alice Altemaire is the UK CEO of Mobilize Financial Services (formerly RCI Financial Services), the captive finance-house for the Alliance automotive brands (Renault, Dacia, Nissan, Mobilize) in the UK.

Alice joined Renault Group in 2005 before moving to RCI Bank & Services in 2010 where she held several positions including Group Controller, CFO of the UK branch – where she launched the first automotive digital savings bank in the UK in 2015 – and Group CFO.

At the same time, Alice led the innovation programme and later became VP of Mobility Service and Innovation, implementing a strategy based on new mobility services and stakes in innovative companies that are now part of the new Renault Group brand “Mobilize”. As the automotive industry and customers’ needs are evolving, Mobilize FS has a role to play by supporting the Alliance brands in gaining new territories via digitalization, services and subscriptions as well as creating a sustainable mobility for all the customers, for instance by financing charging infrastructure for private individuals, fleet and of course dealerships.

Alice has overseen the implementation of the Mobilize FS sustainability strategy, which saw the company reach net-zero in 2020, and its commitment to cut emissions by 50% by 2030.

In addition, RCI Bank, Mobilize FS retail bank in the UK, was the first private bank to offer a green saving product in 2021, the e-Volve Saver account.

Last year, Alice was appointed non-executive director of United Trust Bank.

Strategic Technology Advisory & Delivery

I have over 15 years of deep domain experience in Asset Finance, Mobility and Capital Markets. I have engaged across the entire sales journey.

GTM strategies to Closing and delivery of technology-led business innovations through Fintech solutions to meet business and ecosystem needs for FSI clients globally.

Key career highlights include:

  • Launched and scaled SaaS product into multi-million-dollar ARR.
  • Driving product strategy as CPTO for an Asset Finance technology provider with 200+ clients globally.
  • Strategic Advisory, design and delivery of digital transformation across Asset Finance Banks, Mobility and Capital Markets.
Community Head, Asset Finance
Asset Finance Connect
Community Head, Auto Finance
Asset Finance Connect

David is part of the Automotive Finance Advisory Board.

David Betteley started his career in Financial Services as a graduate trainee with Lloyds and Scottish Finance (part of the Lloyds Bank Group) in Manchester in the late 70’s. In 1989 he joined the International Motors Group (IM) to set up their in-house Finance Company in the UK to support the Hyundai and Subaru brands.

Staying with IM, he moved to Sweden in 1992 to run the vehicle distribution operations for IM in Scandinavia, Russia and the Baltic states. In 1996 he moved back to the UK to become MD of Vauxhall Finance and successfully managed the transition from 7 branches to one central location. In 1998 he was recruited by Toyota to insource their Financial Services operations in the UK. He went on to become a Senior Vice President when he had the responsibility for overall operations, sales and marketing and the development of new markets for both Toyota and Lexus in the Europe and Africa region.

During this 12 year period at Toyota he also served as a Pension Trusteee which gives him good experience to serve in a similar capacity at JLR. In 2010 David joined Jaguar Land Rover as Global Financial Services Director, retiring in July 2017. David now works as an independent advisor to Genpact Ltd and other companies. His main non-executive role has been as Chairman of the Finance and Leasing Association in the UK during the period May 2007 to May 2010.

David holds an MBA from Aston Business School Outside work his time is mainly devoted to his family. However he enjoys the occasional game of golf and still follows closely the fortunes of Manchester City.

Managing Director
PEAC Solutions

Steve has over 30 years’ experience in the finance industry across both full-service vehicle leasing and ‘pure’ asset finance. Steve joined Barclays in 2003 and was running Barclays Asset Finance, a predominantly hard asset business when it was sold and renamed PEAC Business Finance in 2021. In January of 2023 Steve took on the additional responsibility for the soft asset business, PEAC UK and was appointed MD of PEAC Solutions UK. Passionate about customer service, business culture and people, Steve is invigorated by working in the dynamic and client-focused industry that is Asset Finance. In addition to his day-to-day responsibilities Steve also spent over 8 years on the main board of the Finance and Leasing Association, 2 years as Chair of the Asset Finance Division and also spent over 3 years on the board of Motability Operations Group plc.

Head of Motor Finance
Commercial Director
Close Brothers, Asset Finance & Leasing

A self assured, innovative, professional and self motivated leader with over 30 years experience in Financial Services. A track record of delivering exceptional sales results alongside delivering process improvements and change for longer term commercial benefit. Roles have given broad experience and insights in particular to the Renewables, Automotive (fleet), Manufacturing and Commercial Transportation industries. A proven capability of coaching and inspiring teams to deliver asset finance solutions, banking and multiple funding instruments to trading entities ranging in size from SME to FTSE 100.

A recognised champion of inclusion and diversity - I was awarded the Onyx Award at the RBS Focused Women Global Annual Awards in 2015. This was a global award recognising determination, commitment, and dedication to improve the landscape for women in RBS, making significant contribution to helping customers and driving cultural change.

Director of Client Experience & Culture

Mel is the Director of Client Experience and Culture for Equivo.

Mel is passionate about listening to our clients and developing products and services to support them. Mel will help to ensure Equivo is the best of the best in terms of its offering to clients, she recognises that our people and culture are of critical importance to deliver these outcomes.

Mel is an expert in asset and motor finance recoveries. Mel is well known within the Finance and Leasing Association and other trade bodies and was ranked in the Motor Finance - Power 50 for three years. The Motor Finance "Power 50" lists the top 50 most influential people in the UK Motor Finance industry.

She has more than 21 years experience in the asset finance industry and is known for being robust and commercial. She has particular expertise in dealing with recoveries litigation and regularly advises and trains clients in relation to legal and compliance issues surrounding collections and recoveries and fraud. Having trained with Shoosmiths and qualifying in 2000, she returned to Shoosmiths in 2011 after a period at two other specialist firms.

Mel remains a Partner of Shoosmiths but dedicated to the Equivo business and its board.

Principal Consultant

I am a Principal Consultant in the Platform Presales team. I have approximately 25 years experience working with Financial Services providers predominately in the Analytics, Risk and Data Science fields. My role at FICO is to show our customers how they can bring analytics to life with the platform and realise the value locked into non operational analytics.

Allica Bank

Richard is a leader in SME banking and fintech, having spent the last two decades working with UK banks and the fastest growing fintechs. He is the CEO of Allica Bank, a digital challenger bank focused on SMEs that has recently passed £1bn of lending, and NED at WorldRemit.

Previously he was the group COO at Revolut, as the company expanded from 5 million to 15 million customers and launched in a number of new markets. At OakNorth he developed the business model, technology, and regulatory licence application as the inaugural CEO. In large banks, he has been TSB’s Commercial Banking Director, and COO for HSBC’s UK Commercial Bank.

Andrew joined Alfa in 1995 and became a member of the Board of Directors in 2003 as Sales and Marketing Director. He was made Chief Operating Officer in 2010 and became CEO in September 2016.

Andrew is also Director and joint founder of the Leasing Foundation, an organisation that supports the leasing and auto and equipment finance industry through charitable activities, research and development.

Head of Broker Development

Charlotte joined Simply 5 years ago as the Sales support manager, in this role she recruited many young professionals into the industry and was key in developing new young talent. More recently Charlotte has moved into the role of Head of Broker Development to focus on the broker offering and developing key partnerships.

Prior to this Charlotte worked at 4Com starting as an Accounts Assistant through to Operations Manager.

Chair of Practice in Finance and FinTech
University of Birmingham

Professor Karen Elliott is Chair (Full Professor) of Practice in Finance and FinTech at Birmingham University Business School and Co-Director of the FinTech MSc Degree Programme.

She has been named as ‘Standout #35 Women in FinTech Powerlist by Innovate Finance’ for Policy and Governance 2019, 2020 and listed for the new Hubs (governance) category in 2021.

In addition, is an Advisory Board member to Incuto, We are Group and Saible, championing access to fair and affordable finance. Karen co-leads FinTrust, Agency, and the UKFin Network+ projects (£1.2m/£3.5m/£2.5m EPSRC/UKRI/£1.4m Research England) with Prof van Moorsel to optimise trustworthy and ethical AI, engineered to deliver citizen transparency, fairness, and inclusion.

Likewise, co-led Finclusion (Gates Foundation/Turing Institute £100k), which explored verifiable credentials for vulnerable groups, focusing on dementia in the digital economy following her mother’s diagnosis. A member of the Prime Minister’s Champions Group for Dementia, Corporate Digital Responsibility, ForHumanity, Radix, the IEEE Global Initiative Planet Positive and an Ambassador for the Digital Poverty Alliance, Karen creates a fusion of academic and practical ethical considerations at the individual and societal level, seeking to find balance for an equitable digital society while protecting and sustaining the planet.

Director of Asset Finance
Metro Bank

A highly experienced Sales and Operations Executive with in excess of 20 years practice across Operations, Sales, Project Management and Operational Risk. Recognised as a reliable, conscientious individual with a ‘can-do’ attitude, who maintains excellent relationships with both internal and external customers

Head of Business Development - Asset Finance, Europe

Shereen is moderating at the Next Generation Workshop.


Before joining Shoosmiths, Wayne spent the majority of his career working in-house in senior roles, across a range of finance providers (including Volkswagen Financial Services, RBS, Santander Consumer).

He has a particular specialism within consumer finance, focussed on the auto and asset finance markets. Wayne has been responsible for the delivery of a wide range of large scale regulatory and strategic change programmes, which he now continues in his role at Shoosmiths.

Evolution AI

Martin is the CEO, co-founder and Chief Scientist of Evolution AI, an award-winning data extraction firm.

Before his role at Evolution AI, Martin was a former Oxford University scientific researcher and led AI research at multiple organisations. Martin’s contributions to AI and data science were recognised in 2019 when he was elected Chair of the Data Science and AI Section of the Royal Statistical Society, the membership group which represents professional data scientists in the UK. Martin also leads the London Machine Learning Meetup: the largest community of data experts in Europe.

Under the guidance of Martin and co-founder Rafal Kwasny, Evolution AI has revolutionised intelligent data extraction by leveraging cutting-edge AI technologies. The firm's proprietary deep-learning models incorporate computer vision and natural language processing (NLP), enabling data extraction from documents with remarkable accuracy and closely emulating how humans read.

The exceptional capabilities of Evolution AI have been acknowledged through numerous accolades and nominations. They were honoured with the Leading Innovators in Data Extraction – Europe award in the Fintech Awards. Additionally, the company was shortlisted for the Outstanding Innovation award by Asset Servicing Times, alongside esteemed organisations such as Apex Group, Delta Data, S&P Global, and Tata Consultancy Services.

Martin works closely with Evolution AI's clients, delivering state-of-the-art AI-powered solutions tailored specifically for the financial services sector. Currently, Evolution AI processes an astonishing volume of over 1.5 million pages per day on behalf of its clients, encompassing an array of document types, including invoices, bank statements, financial statements, and custom documents.

CEO WMG High Value Manufacturing Catapult, WMG
The University of Warwick

Prof. David Greenwood is Director for Industrial Engagement, and CEO of the High Value Manufacturing Catapult at WMG. Previously, David established and led the Energy Directorate at WMG where he led a team of over 200 researchers and engineers. Projects spanned several fields, including cars, trucks, boats, off highway machinery, aircraft and motorcycles. His research spans batteries, electric motors, power electronics, and the integration and control of these for propulsion and energy applications.

David moved into academia after 20 years in industry latterly as Head of Hybrid and Electric Systems for engineering consultancy Ricardo UK Ltd.

Professor Greenwood holds advisory and board positions for the Advanced Propulsion Centre, Innovate UK (Faraday Challenge and IDP), and the Faraday Institution. He is head of the Advanced Propulsion Centre's Electrical Energy Storage Spoke.

Transformation Director

Karima brings a wealth of technical as well as industry sector experience having implemented several pan-European solutions and business change for major OEM and captive finance clients. She graduated as a Computer Scientist and began her career at EDS working with GM Financial. Later roles have included roles at Volkswagen Group, Client Services Director at White Clarke Group (now Solifi), CIO at Mercedes Benz UK and a stint in Daimler AG in Stuttgart before setting up her own consultancy, Auto Novo in 2015.

Auto Novo clients included Volkswagen Financial Services and Mercedes Benz Financial Services where Karima managed large transformational programmes creating a digital mindset, implementing new business models and propositions. During this time, Karima was also an Advisory Board Member of Wagonex, combining her expertise and digital mindset to help drive vehicle subscription models in the UK. More recently, Karima supported the set-up of a JV with Santander launching Volvo Car Financial Services in the UK and since September 2021 as been a member of the Executive Team at Scania GB as Transformation Director. She is responsible for leading the transformation and development of Scania’s UK business in line with the company’s vision to drive the shift to more sustainable transport solutions that are better for business, society and the environment.

Karima holds an MBA from Cranfield University and has undertaken various professional courses both at Harvard and Oxford.

CEO & Co-Founder
Funding Xchange

Katrin co-founded FUNDING XCHANGE (FXE) setting out to disrupt the inefficient SME funding space by creating the first UK marketplace for businesses to easily access bank and non-bank funding solutions in one place.

FXE launched in 2015, announced an exclusive partnership with KMPG Small Business Accounting in October 2015, and was designated as an official finance referral platform by the British Government in November 2016. Today, Funding Xchange is working with nine UK banks as well as providing business funding solutions through MoneySuperMarket.

Before founding FUNDING XCHANGE, Katrin spent seven years at Bain & Company, working closely with banks and other financial services institutions across Europe. Prior to joining Bain, Katrin led American Express’ strategy and business development team in London.

Product and technology specialist
Asset Finance

As a strategic commercial leader and entrepreneur, I am leant on to identify, shape and drive the agenda for growth and complex value creation.

With a proven record leading businesses to clarify and execute on strategic growth, I have led leadership teams to architect the future and orchestrate delivery at pace across a range of both transformational investments and tactical returns enhancing projects. I bring focus, commercial acumen, collaboration, digital expertise and energy to help a business implement ambitious customer centric plans to build shareholder value.


Paul Jennings is Principal of ANSENresearch, a consultancy focusing on opportunities stemming from Servitization, Net Zero and Hydrogen.

He is a Visiting Professor at Aston University, Birmingham, UK, and Chairs the Advisory Board of their Advanced Services Group/Economic & Social Research Council (ESRC) Servitization Project.

He is an Honorary Fellow of the London Institute of Banking & Finance, and a Fellow of the Chartered Management Institute.Paul won their Sir Henry Fildes national award in 2007.

He was listed in Leasing Life’s ‘Power 50 - most influential people in asset finance'. In 2022, after 10 years as CEO and over 40 years’ service, Paul retired from JCB Finance Ltd*, one of the UK’s leading sales-aid finance companies.

At the same time Paul also retired as a Board Director of the Finance and Leasing Association, based in London having previously chaired their Asset Finance Division Management Committee.

Paul was delighted to be awarded Asset Finance Connect’s Life Time Achievement Award in 2022.

Managing Director, Motor
MotoNovo Finance

Richard joined Aldermore in February 2023 from Lloyds Banking Group where he was CEO of motor finance and leasing, which encompassed Black Horse and Lex Autolease brands and online car finance. Richard originally joined Lloyds Banking Group on their graduate finance programme and held a range of senior roles across the Group in insurance, banking and finance. From 2016 to 2021 Richard was also chairman of the Finance & Leasing Association and still sits on the FLA Board.

Richard is responsible for leading the development and implementation of the Motor strategy, and all strategic and business deliverables for the Motor Finance Division, ensuring compliant execution of client business across a full range of products and services.

Director of Automotive Finance
Auto Trader

Rachael Jones is the Director of Automotive Finance at Auto Trader, the UK’s largest online automotive marketplace.

She has worked in the automotive industry for 15 years in roles at Nissan GB including Product & Lifecycle Management, Retailer Sales Performance, Retail Marketing & Tactical Planning. More recently she played a pivotal role at Auto Trader in their transition to adding brand new cars to the platform.

In her role as Director of Automotive Finance, she heads up strategic partnerships with Lenders and Leasing companies and is passionate about driving value for partners through data and insight, digital solutions, and enabling them to better connect with Auto Trader consumers. Today, Auto Trader has over 40 lender integrations, and over 6,000 retailers advertising 300,000 vehicles with finance on the platform. Rachael takes a particular interest in Sustainability and is the Sponsor of the Sustainability Network within Auto Trader.

She also works closely with The Carbon Literacy Trust who offer free Carbon Literacy training to anyone in the automotive industry, with the aim to reduce individual’s Carbon Footprint.

Market Lead for AI
Alfa IQ

As the Head of Product at Alfa iQ, I am responsible for developing and executing the product strategy and technical direction for our AI-powered asset financing solutions. I am passionate about using technology to improve business processes and drive growth. Alfa iQ is a partnership between Alfa and Bitfount, delivering cutting-edge AI technology that assists in underwriting and makes credit decisions easier for our clients. As the Head of Product, I work across the group to ensure that our products are designed to meet the evolving needs of our customers in the asset financing industry.

Asset Finance Connect
Head of Innovation & Delivery
Novuna Business Finance

[10:31] Louise Clavey Novuna Business Finance, the new name for Hitachi Capital Business Finance, provides business asset finance to SMEs and bigger corporations across the UK. This includes hire purchase, finance lease solutions, stocking and block discounting provided through brokers, vendor organisations, manufacturers and direct to the business community.

Graham has worked at Novuna Business Finance since 2013 starting as Head of Operations when it was branded as Hitachi Capital.

He has been their Head of Innovation and Delivery since 2019.

Prior to this, he spent 6 years at ING Lease in sales and customer service roles, both as senior manager.

VP, Sales Development

Handling relationships with existing and target new client accounts, I position Genpact’s Data | Tech AI and consulting offerings.

  • developing and communicating innovative approaches to strategy, I promote innovative approaches to assist clients in achieve better outcomes.
  • working closely with Genpact's account management and delivery organisations to develop a client centric culture and cohesive teaming environment - serving as a trusted advisor to Genpact’s clients
  • in leading the development of long-term relationships for new and existing clients with careful planning, I provide thought leadership on current business issues facing organisations today, to help strategise and provide value creation.
Director, Risk Advisory
Deloitte UK

Alexander is an Director in Deloitte’s Financial Services Risk Advisory Practice. Alexander specialises in credit risk measurement for capital impairment, in the planning and execution of large-scale capital and impairment change programmes. He combines detailed knowledge of relevant regulatory texts with an ability to design compliant solutions that align to business requirements, strategic objectives, industry benchmarks, real-world constraints, and the body of scientific knowledge. Alexander is a thought leader and regular contributor to Deloitte white papers and blogs.

Chief Data Officer

As an expert in credit risk, machine learning and artificial intelligence, Andrew works closely with CrediCar's partners to develop innovative AI/ML solutions which will help them to benefit from huge efficiencies and allow our tech to be used as an enabler for growth.

Andrew joined CrediCar from Greensill Capital where he was Head of Data Research and Machine Learning.

Previously, Andrew was a data and risk consultant for several New York investment banks including Credit Suisse and Société Générale, as well as a senior quant at Gordian Knot and Director at AIG.

Andrew also has a D.Phil in Astrophysics from the University of Oxford.

Head of Data Science
Paragon Bank

Over 32 years of experience in financial services; specialising in modelling, analytics and decisioning in the credit risk and fraud detection arenas. I joined Paragon Bank 4 years ago to head up a new Decision and Data Science function, looking at new data sources and modelling techniques and their application across the lending lifecycle. A self-professed ‘data geek’, passionate about Deep and Machine Learning and their application in the Asset Finance real-world and all the specialist lending market Paragon operates in. I remember those people who said ‘you’ll never use your Maths degree’, they didn’t see the AI and ML revolution coming…

CA Auto Bank Italia

Marcella Merli has been appointed as Head of CA Auto Bank Italia as of 4 April 2023.

Furthermore, she has been Country Manager CA Auto Bank Belgium until September 2023.

Merli began her career in 2002, in the Financial Services sector of Targasys in Arese, where she worked in the Marketing department. In the following year, she joined Savarent’s Marketing department to work on Long Term Rental. She became Marketing Manager at Savarent in 2006.

Merli joined FCA Bank in 2009 and held various positions of increasing responsibility. In 2011, she was appointed as Brand Manager for Jaguar & Land Rover at the group level. From May 2016, she served as Group Head of Sales and Marketing until July 2020 when she became the Country Manager of the Belgian branch of FCA Bank.

Merli’s responsibilities expanded in January 2021 when she was put in charge of the Belgian branch of Leasys. In August 2022, she took over as the Country Manager of the Dutch branch of FCA Bank while continuing her role as the Country Manager of the Belgian branch of FCA Bank.

Merli has a degree in Economics and a Master of Business Administration from the School of Economics of the University of Turin, Italy

Head of Asset Finance
United Trust Bank

Nathan joined UTB from Metro Bank where he has been Director of their Asset Finance division since 2015.

Nathan is a successful Asset Finance professional with over 20 years’ experience in the industry. After spending 15 years with Wesleyan Bank as Sales Director he moved to Metro Bank in 2015 to lead their asset finance business.

Over 5 years he was instrumental in growing Metro Bank’s asset finance balances.

Nathan is also chair of The Leasing Foundation, a not-for-profit organisation that supports the business finance sector through innovation; the development of young people; and diversity and inclusion.

Principal Consultant - Decision Management

Nick Myatt rejoined FICO in Jun 2019 as Principal Consultant focusing on customer lifecycle solutions and FICO Platform. With over 20 years experience in banking and financial services, Nick has a passion for using data, analytics and technology to enhance customer experience, automate processes and improve management of risk.

Nick has held key roles in risk management for UK financial institutions, has worked on a number of major banking and digital transformation programmes, and has provided thought leadership and expert help and advice to organisations globally as a consultant for FICO Advisors, Capgemini and Callcredit / TransUnion.

Compass Business Finance

Mark is part of the Asset Finance Advisory Board.

Mark is a co-founder and director of Compass Business Finance, an independent company specialising in the provision of asset-based finance to niche industry sectors, such as, print, packaging, construction and engineering.

Established in 2005, Mark and his brother Jamie have navigated the economic landscape and built a business that has achieved continual growth.

In 2019, David Bunker joined the business as a third director helping to ignite an accelerated growth phase for the business which currently employs 21 team members. Compass holds both it’s own book, and acts as a broker, providing customers with a flexible and competitive approach to lending.

Key to the success of the business, is the depth of specialist knowledge possessed by the team, along with their agile, innovative and relational business style.


Inayah is an Associate within the Financial Services team at Shoosmiths, based in their Birmingham office. Inayah has a wealth of experience advising clients on queries related to both regulated and unregulated asset finance, with a particular focus on wholesale and retail motor finance, consumer finance and financial services regulation.

Inayah qualified with Shoosmiths in September 2021 and has experience working in-house at Volkswagen Group United Kingdom Limited, where she completed a 6-month secondment. Inayah is passionate about diversity and inclusion and is a founding member of the Embrace Network at Shoosmiths, which is an employee network focused on celebrating and encouraging cultural diversity within Shoosmiths. As a young professional within the asset finance industry,

Inayah has first hand experience of some of the challenges of the industry and is passionate about helping to break down barriers and sharing her experiences with others.

Chief Operating Officer

Ylva is COO and co-founder of Simply Asset Finance, a finance company targeting the UK SME sector. With backing by Cabot Square Capital and funding from several major financial institutions, the business grew to 80+ staff and £150m+ lending in the first 24 months of trading and has now surpassed £1billion lending.

Passionate about innovation, Ylva has brought together talent with technology to deliver a whole new customer experience in business lending.

Ylva is a lawyer by trade with close to 20 years’ experience in the Financial Services sector, of which nine years was at De Lage Landen International in various roles across Europe and Asia Pacific, and more recently COO at Close Brothers Asset Finance.

Ylva is also a member of the Leasing Foundation board and leads the Innovation Initiative, a network for forward-thinking companies in the business finance space who are embracing or wanting to find out about new technologies to improve their customers’ journeys.

Asset Finance Connect

Edward Peck is a life-long publisher.

He co-founded Asset Finance International in 2009, and prior to that Commercial Payments International. He acquired the publishing divisions of Lafferty Limited in 2004 – where he ran retail banking; commercial and consumer cards; accounting and wealth management newsletters reports and global conferences.

In 2004 he bought VRL Publishing, publishers of Leasing Life. Prior to that he was a Director at Huveaux PLC. Former Managing Director of Dods Parliamentary Companion.

He sold the family business, Nursery World, a weekly childcare magazine, to News International in 1997.

Managing Director, SME Lending
Paragon Bank

John Phillipou is Paragon Bank Managing Director of SME Lending and has recently taken over as Chair of the FLA.

His finance industry experience started 30 years ago in a branch of NWS Bank and progressed through roles at the Captive, JCB Finance and then internationally with Citicapital and Deutsche Leasing Group, where he was Managing Director of the international division.

These experiences have given him detailed insights into the various types of lenders in the industry, together with the many routes to market models lenders operate for both regulated, non-regulated B2C and B2B transactions.

Previously he has chaired the Asset Finance Division of the FLA and been the UK representative at Leaseurope on behalf of the industry.

Alexander Angel
Head of Digital SME Growth
Shawbrook Bank

Philippa joined Shawbrook Bank in July 2018 as Senior Manager, Business Implementation.

She then progressed to Head of Product, Origination, a position she held for 2 years before stepping into her current role which Philippa started in May 2022.

Prior to Shawbrook, Philippa worked at Capco and RBS.

Chief Executive Officer

Mike Randall has over 30 years’ experience in the asset finance sector and has held many senior positions in that time.

In 2017, he founded Simply in response to the need for innovation and disruption in the asset finance sector with the aim of providing customers with a better, faster, simpler, more efficient service.

Simply have placed in the FT1000 fastest growing businesses in Europe for two consecutive years, and is named one of the fastest growing Independent Finance House in the UK. Mike was the Chair of the Leasing Foundation for two years and is currently a board member of the Finance and Leasing Association, making a real difference to the people of the Leasing Industry.

Community Head, Equipment Finance
Asset Finance Connect
Commercial Director (Banking Division)
Corporate Asset Solutions

Lauren is moderating at the Next Generation Workshop.

CEO, Commercial
Close Brothers

Matt Roper has over 20 years’ financial services experience, having started out in auditing and corporate finance roles in his native South Africa. In 2018 Matt joined Close Brothers as Group Chief Credit Officer before being appointed to the position of CEO of Invoice & Speciality Finance, a position he held until August 2023 when he was further promoted to his current role of CEO of the Commercial business.

Head of Europe Sales

A Business Development Executive/Manager from a sales and technology background. My key strength is having the ability to develop relationships quickly by listening to customers, prospects and companies needs and addressing their issues with the best possible solution.

Currently responsible for account management, new business selling, lead generations, responding to RFP's, pricing and negotiating contracts and working closely with product management and marketing teams to ensure revenue and customer satisfaction goals are met.

Chief Commercial Officer

James’ experience in financial services began in 2004 when he joined Target Group as their Sales & Marketing Director.

He played a leading role in transitioning the business from lending lifecycle software into business process outsourcing for mortgage, loan and asset administration. During his time at Target, where he became Group Managing Director, he oversaw their acquisition of a provider of general insurance policy administration & claims software and the eventual sale of the Group to private equity in 2012.

He subsequently worked with technology businesses delivering to global clients in heavily regulated markets, most recently in a venture capital backed biotech start up working with cell and gene therapy companies. James joined the team at Acquis in March 2020 and is responsible for delivering value to our clients throughout their partnership with Acquis.

James lives in Cardiff with wife Sarah and their four boys (and Cooper, the dog).

Head of Technology, Healthcare & Green Energy
Societe Generale Equipment Finance

Vincenzo has over 23 years of experience in asset finance and leasing.

He has covered sales, sales management and business development positions within different companies in France, Italy and the UK.

Since 2019, Vincenzo is leading the sales team of the Technology, Healthcare and Green Energy business units of Societe Generale Equipment Finance (SGEF), a UK Vendor and Asset Finance company subsidiary of Societe Generale Bank.

Managing Director
FinBoCX Inc.

Experienced Senior Executive with over 25 year experience of leading organizations and businesses in five different countries; Brazil, Canada, Germany, USA and UK. Enthused about driving change to improve business performance and the customer experience through business transformation.

Ethical and principled based leader with a passion for developing leaders and people. Lead businesses as the CEO with Balance Sheet sizes from $400 Million to $50 Billion in the Consumer Financial Services and Automotive sector. Proven track record of achievment and sustainable business performance.

Senior Manager – Mazda Wholesale Finance
Mazda Financial Services

Michael has worked within Self Financing at Mazda Financial Services since 2019, with responsibilities for funding and risk for 12 European and Scandi markets, including Germany, Italy, Netherlands and Belgium.

Prior to this, he spent 8 years at Jaguar Land Rover, latterly as Head of Risk within Financial Services, with a global remit covering wholesale financing provision, and partner performance management and appointments.

Michael started his financing career with GMAC as a credit controller, leaving that business in 2010 as European Operations Manager.

He supports Luton Town FC and Liverpool FC (never anticipating they would be in the same division) and in common with Rishi Sunak, he is a Star Wars geek.

Managing Director

With over 25 years in technology solutions to the asset finance and now receivables finance domains, Steve’s extensive experience sees him lead the Sales, Marketing and Software Engineering functions at Lendscape.

He is passionate about helping financial institutions understand how technology can be used to achieve operational excellence while engaging more deeply with their customers and is motivated by the belief that technology can provide opportunities to deliver more customer-centric approaches. Before joining Lendscape, he co-founded Finaptix, acquired by Lendscape in 2019, and served as Managing Director and Global Sales & Marketing Director at Alfa for a combined tenure of over 22 years.

A regular contributor to industry journals and events, Steve’s specialities include asset finance, technology strategy, software development, digitalization, servitization and hyper-automation. He holds a PhD in Physics from the University of Kent.

AVP, Solution Architecture

Leasing system industry professional experienced with development, sales and implementation of market leading asset finance systems including Odessa, FIS Ambit Asset Finance, Oracle Lease Management, InfoLease, Copernicus and others. Management experience leading the presales function, solution design and delivery of front/middle/back office leasing software solutions for the equipment finance and instalment credit sectors. I've been fortunate to gain experience working on projects with leading financial services companies, leasing consultancies and software vendors in the UK and across Europe, the US and South America. Expertise in project management (qualified Prince2 and PMP), financial accounting (CIMA) and software development across the SDLC (ITIL).

Throughout my career, I have managed the appraisal, selection, development and delivery of complex leasing system solutions, from full digital transformations and ERP change programmes to integrations, customisations and upgrades.

Head of Technology

Andy has experience working in various roles related to technology and project management. Andy started his career as a Customer Service Officer at Surrey Police in November 2010 and went on to hold positions such as Administration Assistant and Project Support Officer.

He then moved to Close Brothers Asset Finance in February 2013 as a Project Support Officer before transitioning to the role of IT Project Manager at Close Brothers from September 2013 to July 2015.

In August 2015, he became a Senior IT Project Manager at Close Brothers Asset Finance and Leasing until January 2016. From January 2016 to January 2018, Andy served as the Application Services Manager at Close Brothers Asset Finance and Leasing.

Andy joined Simply Asset Finance in January 2018 as an IT Manager and later became the Head of Technology in January 2019.

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