Over 32 years of experience in financial services; specialising in modelling, analytics and decisioning in the credit risk and fraud detection arenas. I joined Paragon Bank 4 years ago to head up a new Decision and Data Science function, looking at new data sources and modelling techniques and their application across the lending lifecycle. A self-professed ‘data geek’, passionate about Deep and Machine Learning and their application in the Asset Finance real-world and all the specialist lending market Paragon operates in. I remember those people who said ‘you’ll never use your Maths degree’, they didn’t see the AI and ML revolution coming…