Allica Bank are Britain’s award-winning business bank focused on supporting established businesses – those businesses with 10-250 employees – who are the beating heart of the UK economy and our local communities.

Through our combination of human expertise, relationships and powerful technology, we’re giving British businesses the banking they deserve. Our straightforward business finance and banking products include lending, savings accounts and current accounts tailored especially to established businesses’ needs.

We offer up to £1,000,000 of fast and flexible finance for hard, medium and soft assets to help businesses buy or refinance assets. Based out of our offices in Milton Keynes, London and Manchester, Allica has business development managers out on the road up and down the country helping brokers provide a fantastic service for their clients.

Winner of ‘AF Top 50 – Highest ranked new entrant into listing’ at the 2023 AFC Summer Awards, and the 2022 Leasing World Gold Awards – ‘Best New Service’.

Arkle Finance is a specialist lender providing a range of Asset Finance solutions to our brokers and customers. We pride ourselves on delivering a high-quality customer experience, with a speedy turnaround and deep technical understanding, to ensure that we provide the right finance solutions that meets our customers needs.

Our products are distributed through a range of high-quality intermediaries / brokers with whom we have developed long-term partnerships and who value the bespoke service that we are able to provide. This includes a dedicated and professional support team (based in Northamptonshire) and our use of industry leading technology and data. By combining our technology and our people we are able to review the client specific detail in proposals and make speedy decisions, as well as effectively manage the credit risk across the portfolio.

Our finance solutions include a range of products for SME’s and business customers offering clients with the equipment they need to achieve their aspirations. Whether that is financing machinery, vehicles, or softer business equipment, we strive to support businesses in taking the next step in their development, complying with changing regulations or meeting their company objectives (including products supported by the British Business Bank).

We also provide Finance for individuals to achieve their aspirations by providing regulated lending on classic / collectable vehicles and a whole range of other assets for their personal use. We have specialist expertise across UK leisure, Marine finance and Aviation finance – helping our customers navigate the complex purchases and registration of assets.

As a business, we have over 25 years experience in Asset Finance. We are a wholly owned subsidiary of Weatherbys Bank – a Private Banking group with a business heritage of over 250 years.

Built on understanding, Cambridge & Counties Bank is the result of two well-respected institutions who joined to create a responsible expert-banking specialist. We’ve created a service that brings back some of the great elements of an old-fashioned bank, combining these with all the speed, efficiency and knowledge that’s needed in the modern day.

Everything we do is centred around our customers, brokers, and business partners. Working together and building a relationship with SMEs means we can provide the right support and solutions to help businesses grow and prosper. And when you pair that with our traditional banking values and modern thinking, you get something a little bit special.

When Graeme and Miles established CBC, the lending landscape was very different than it is today. However, the factors that set a leading recruiter apart from the rest remains the same – knowledge, expertise, integrity, trust and delivery.

CBC has been trusted to fill some of the most influential roles for some of the most influential players across the lending community.

Not only can CBC demonstrate expertise and success at a senior level, but the CBC team also has the expertise and reach to manage the resourcing requirements of clients at all levels, nationwide – and their first-class network and knowledge extends across permanent and temporary / contract assignments.

The team at CBC strive to be the resourcing partner of choice – easy to deal with and trusted to deliver.

Accessing the best talent for the best jobs, time after time is what CBC does best.

Founded in 1987 by a team of finance specialists, Close Brothers Asset Finance and Leasing has grown to become a leading asset finance company in the UK. While the team may have grown, the same founding principles remain – we provide finance for businesses we fully understand and offer practical solutions that enable them to succeed. Having specialist knowledge means we are able to give prompt decisions, letting our customers get on with doing what they do best. Close Brothers Asset Finance and Leasing is about tailor-making finance solutions rather than off-the-shelf products. This is why we continue to refine our relationships and enhance our products in order to deliver more effectively for our customers and suppliers. We are proud to be a member of the Close Brothers Group. Close Brothers is a leading UK merchant banking group providing lending, deposit taking, wealth management services, and securities trading. Established in 1878, Close Brothers Group plc employ 4,000 people, principally in the UK, are listed on the London Stock Exchange and are a member of the FTSE 250.

Compass Business Finance is an independent finance company with an innovative and relational approach to the market. Established in 2005, Compass specialises in the provision of industry, professions and renewables finance, focusing primarily on asset-based finance for the print, packaging and engineering sectors.

Working with a wide range of companies, Compass guides its clients through the financial decision-making landscape. The company is committed to providing a consistent service and complete peace of mind, through ongoing business relationships.

"We take a relational rather than transactional approach to doing business, valuing our team, our customers and our partners, so that we can provide the best possible products, service and experience now and into the future."

Evolution AI is an intelligent data extraction firm that currently processes over 1.5 million pages per day on behalf of its clients. Specialising in financial documents, Evolution AI's cutting-edge data extraction technology is designed to provide a cost-friendly & highly usable alternative to manual data extraction.

Our CEO, Dr. Martin Goodson, founded Evolution AI after previously struggling with traditional OCR technology. In 2011, he was one of a tiny handful of attendees at a conference workshop on a little-known AI technology called ‘Deep Learning’. He realised then that deep learning could address the limitations of OCR. After years of frustration with ineffective solutions that delivered poor results, Martin was inspired to conceive a data extraction solution that ‘just works’. Today, Evolution AI works with a range of clients across the financial services sector to provide fast, accurate data extraction.

- Winner: Credit Strategy's Lending Awards 2023 - Best Technology Partner
- Finalist: Banking Tech Awards 2023 - Best Use of Artificial Intelligence/Machine Learning [with DF Capital]
- Finalist: Asset Servicing Times 2022 - Outstanding Innovation
- Winner: Fintech Awards - Leading Innovators in Data Extraction 2021 – Europe

Finativ is a dynamic advisory and consulting firm for the business and consumer lending markets.

Combining deep practitioner expertise in asset, auto, invoice and trade finance with highly skilled functional specialists, Finativ provides leading edge capability in transactional advisory including acquisition and business sale, debt raising, transactional structuring and due diligence; business model optimisation including strategic reviews, process improvement, strategies for growth and business restructuring; technology advisory and digital transformation; new market entry and partnering, thought leadership and ideation. Finativ also provide expertise in the financing of renewable energy assets.

Through the Finativ Flex retained advisory service, clients are able to tackle ongoing strategic, Board Advisory or short-term challenges with access to all of the Finativ team on a flexible, as-required basis.

Finativ are the coordinators of the Technology & Innovation Forum, the only peer community dedicated to technology advancement in the asset and motor finance industry.

Haydock Finance is a business finance specialist who has been supporting UK SME growth for over 40 years. We have stood strong to support our customers through the tough times and the good, providing supportive business finance to a diverse range of businesses.
With gross receivables in excess of £600 million, we work closely with our nationwide portfolio of introducers to provide a high level of expertise across a variety of funding solutions. Haydock has a unique blend of experienced staff including a large team of broker relationship managers, three specialist teams for agriculture, prestige vehicles and vendor plus a dedicated sales support team and a diverse, knowledgeable team of underwriters. We also have a team of experts who operate our stock finance division.

In a competitive market, we like to be different. Our innovative thinking and ‘can do’ approach means we can develop funding solutions to meet the individual needs of your customer. Whether it’s Hire Purchase, Leasing or Refinance, we understand that timing is everything so we work hard to provide you with ultra-quick decisions and fast payouts.

We deliver impressive experience and independent insight to offer our clients clear and actionable advice. We build strong and continuing links between our client and our team, with a relationship built on trust and reliability. Our clients include lessors and financial institutions such as banks, banking subsidiaries, manufacturer captive finance companies, independents and others who need external help with specific issues, both tactical and strategic.

This team of highly experienced individuals is ideally placed to help clients with the complexities of business strategy and the dynamics of industry change. Recent engagements have helped develop and influence the direction of the industry. These include:

Advice on entering new markets, including internationally.
The corporate finance and capital markets, re-structuring, and M&A.
New product development.
Risk and Treasury policies and analysis
People and skill reviews
Coaching and mentoring.

We have advised Government & Regulatory bodies on their country’s legal framework to support an emerging asset financing industry and trained staff in the emerging markets. Wherever your challenge exists on this spectrum, we’d welcome an exploratory meeting.

IAA coordinates the Captives’ Forum, a unique industry body designed to exchange ideas and discuss non-competitive topics. IAA is a joint creator of The Leasing Foundation and we have provided a patron and additional support to the AF-PA (Asset Finance Professionals Association).

LDMS are pioneers of Credit Software, with a long history of delivering state-of-the-art loan management solutions across EMEA.

For more than 20 years, our systems have powered the formidable growth of LC Financial Holdings, now managing over €55bn in assets across a wide range of customers in all credit market verticals.

From a high level view of large portfolios, engaging both new and existing customers and managing day to day processing efficiently, LDMS supports multiple geographies, languages, processes and products ensuring maximum flexibility and empowering every single user to be more effective.

We believe that the best technology provides a true business advantage. Based in our Cardiff tech hub, we have a 60-strong team of highly experienced developers providing full professional services implementation support by dedicated experts.

At Metro Bank, we do banking differently. We're award-winning people-people, and to us, there's nothing more important than going above and beyond for our customers – in fact, we’re on a mission to become the nation’s best community bank. We started out in 2010 with just one store in the centre of London, and we’re now based in towns and cities all over the UK. Our stores open earlier and close later than the rest, every day of the week. We’ve made sure it only takes minutes, not days, to open a Current Account online or in person – we even print brand new debit cards in store. And there's more, like our drive-thru banking, on-the-counter dog treats, and annual craft events that are bags of fun for the whole family. As well as the personal and business banking services we offer, we pride ourselves on our culture. At Metro Bank we hire for attitude and train for skill, because we believe in our colleagues’ potential. If you’re a people-people person, take a look at our vacancies today. Supporting our customers, colleagues and communities is at the heart of everything we do.

Launched in 1992, The National Association of Commercial Finance Brokers (NACFB) is the UK’s largest independent trade body for commercial finance brokers.

The Association comprises more than 2,000 commercial finance brokers covering the whole of the UK, and more than 160 commercial lenders.

Nivo was started with a goal to create the best possible future customer experience when dealing with regulated service industries like financial services.

We felt both consumers and providers were missing out through time consuming and laborious onboarding and servicing processes. Consumers weren't getting easy access to what they needed. And providers were spending £millions papering over cracks and missing out on new business.

At the root of all the problems were legacy communication channels. eMail, phone and paper based processes. Whilst the rest of the world was benefitting from the ease, speed and convenience of instant messaging, these industries were languishing in the dark ages for anything their own apps weren't built to handle.

By solving the trust and security issues that prevent other instant messaging networks being used, we knew we could achieve our goal.

Novuna Business Finance provides business asset finance to SMEs and bigger corporations across the UK. This includes hire purchase, finance lease solutions, stocking and block discounting provided through brokers, vendor organisations, manufacturers and direct to the business community.

With an asset portfolio of more than £1.7bn, the business is active across multiple sectors from transport and agriculture to construction and manufacturing and was awarded Best Leasing and Asset Finance Provider at the 2023 Business Moneyfacts Awards.

The business is also supporting the Group’s multiple sustainable energy projects and purchased a £10m equity share in Gridserve Holdings Ltd, the parent company of Gridserve Sustainable Energy Ltd.

Novuna Business Finance is a trading style of Mitsubishi HC Capital UK PLC, part of Mitsubishi HC Capital Inc., one of the world’s largest and most diversified financial groups, with over £60bn of assets.

Paragon Bank is a FTSE 250 listed specialist financial services provider, offering an award-winning range of savings, buy-to-let mortgage and business finance products.

With a long and successful history in buy-to-let mortgage lending, we’ve grown rapidly in recent years to build a thriving commercial lending division that offers finance to small and medium-sized business customers operating across a wide range of different sectors – from aviation, agriculture and construction, through to property development, print and technology.

Our SME Lending business has achieved strong growth in recent years. The division grew lending by 21% in the first half of its financial year on the back of increased demand for investment from UK businesses, advancing £220 million in the six months to 31 March 2023, up from £181.8 million during the same period last year.

Paragon Bank’s vision is to become the UK’s most highly regarded specialist provider of finance for people and today we have over 340,000 customers, £14 billion of assets under management and annual operating profits of over £200 million.

PEAC Solutions is a multi-national asset finance platform, operating in 13 countries across Europe, the United Kingdom, and the United States. PEAC Solutions provides innovative finance solutions to equipment manufacturers, distributors, and dealers in a wide range of industries and asset classes. The company specializes in leases and loans that allow end-user customers to more easily access equipment and technology. As of December 2022, PEAC Solutions had over 800 full-time employees globally and a portfolio of more than USD 5.0 billion. Learn more at peacsolutions.com

Propel Finance is one of the UK’s largest independent business asset finance lenders. Propel hold a 27-year track record in supporting over 45,000 SME businesses to finance new assets such as equipment & vehicles; and refinance existing assets to help customers realise their growth ambitions. They offer flexible & competitive finance solutions; and provide an efficient level of service to British businesses. With multiple offices based across the UK, Propel employ over 200 staff.

Propel has been recognised by the Asset Finance 50 (AF50) rankings in 2022 and 2023 as the fastest-growing asset finance lender in the UK. They have won multiple awards for innovation, technology and alternative finance. Their investment into technology provides sales teams with an industry leading digital journey and sales flow automation, in particular through the effective deployment of their innovative web app ‘Propeller’.

Propel has implemented landmark multi-year strategic partnerships with some of the largest corporate partners in the UK. These include Barclays Business Banking, Azets and Samsung Capital. Through these partnerships, Propel have access to offer asset finance solutions to more than 1 million SMEs.

To find out more on how Propel can boost your business, call 01633 982922 or email contact@propelfinance.co.uk. For further information, visit www.propelfinance.co.uk

Finance is subject to status. Terms and Conditions Apply. Propel acts as a lender or a credit broker for business customers only.

Renaissance Asset Finance (RAF) is the asset finance subsidiary of Arbuthnot Latham, the private and commercial bank.

RAF provides a range of flexible funding facilities, both direct and through brokers, to Small and Medium-sized Enterprises (SMEs) and HNWIs (High-Net-Worth Individuals) designed to manage cash flow and access the right assets for their needs.

Shawbrook is a specialist bank offering a range of practical lending and savings products for consumers, businesses, non-bank lenders and real-estate professionals.

Driven by a purpose to power-up ingenuity to create opportunity, Shawbrook combines strong digital capabilities with deep human expertise to deliver fast decisions, efficient processing and bespoke solutions to support our brokers and their clients

Our dedicated SME Lending team arrange funding for a wide range of hard assets and professionals fees. We provide hire purchase, leasing and refinance facilities for vehicles, equipment, plant and machinery etc as well as loans for legal and medical professionals to cover tax liabilities, PII and practicing certificates. Our broker portal enables brokers to process deals up to £250k, delivering an automated agreement in principle (AIP) decision within 24 hours or less and providing our expert team the added resource to support directly with more complex enquiries.

In addition to our asset finance facilities, Shawbrook serves the SME market through a diverse range of products including asset-based lending, commercial loans, development finance and structured finance. We structure funding for management buy-outs, acquisitions and working capital requirements and can assist non-bank specialist lenders looking to build or grow their own book, using Block Discounting and Wholesale Finance. We also arrange funding solutions for healthcare providers, investors, established property developers and landlords across Bridging, Buy-to-Let, Commercial Investment.

At Shawbrook, we recognise that every business has its own unique story and work closely with brokers, business owners, advisors and sponsors to deliver specialist support and tailored funding solutions to meet our customers' needs.

Simply Asset Finance was founded in April 2017 by a team of asset finance specialists, in response to the need for innovation and disruption in the sector. It offers an alternative financial model to banks and looks beyond a balance sheet and credit rating, supported by a digitally enabled customer journey. Simply Asset Finance consider a customer’s potential and work with them to identify and implement the best solution to help them succeed. Their highly experienced sales team is made up of people with extensive knowledge of the industries they lend to. This means they understand the day-to-day challenges that businesses face and the dedicated support teams guide customers through the process, helping them every step of the way.

Simply Asset Finance has lent more than £1bn to over 6,000 small and medium businesses across a wide range of sectors including transport, construction, manufacturing, recycling, and agriculture.

The STAR Asset Finance Group has brought together a group of leading independent asset finance businesses, with unrivalled knowledge of their markets, combining the genuine local service valued so highly by local SMEs, with the many benefits of national scale. The group can offer better value to SMEs by providing access to more finance options, competitive deals, greater decision flexibility and access to a diverse range of specialist experts. And without taking away any of the personal and human touch they’ve come to expect. It's a national business with a local touch.

In 2022, the STAR Asset Finance Group financed more than £250 million for UK SMEs, and this year the combined lending across the group since its inception in 2014 will exceed £1.8 Billion.

Their vision is to be the most recommended asset finance provider in the UK, by delivering the very best customer service throughout our group businesses:

· Credo Capital Finance Ltd

· First Capital Finance

· Ignition Credit

· Kennet Equipment Leasing

Personal, local service, backed up by national scale and expertise.

Customer Service at its heart

As a leading financial services provider in the UK, the STAR Asset Finance Group has continuously demonstrated a commitment to excellence, innovation, and client satisfaction. Over the years, the company has established itself as a trusted partner to businesses of all sizes, offering customised financing solutions that meet the unique needs of each client.

Every business in the group provides personal, human service with great local knowledge as well as the breadth of funding options and value add that can only be achieved through national scale and deep sector expertise.

Innovation for growth

The Group has consistently demonstrated its ability to innovate in the face of an ever-evolving financial landscape. They have embraced digital transformation, utilizing advanced technologies and data-driven insights to improve the efficiency of its operations, enhance customer experience, and stay ahead of the competition. This focus has positioned the STAR Asset Finance Group for continued growth in the asset finance industry.

An award-winning business

Since its formation, the Group has established itself as an award-winning business in the UK, it’s every growing awards cabinet includes Leasing World Golds for Top Asset Finance Broker, Specialist Car Funder, Broker of the year and winner of the Service Excellence award, alongside several MoneyFacts awards for Top Broker and Top Lender categories.

Investing in People – the key to the Groups growth story

The STAR Asset Finance Group places a high value on investing in its people, recognising that its employees are essential to the success of the business. The company offers ongoing training and development programs to enhance employee skills and knowledge and creates a positive work environment where employees feel valued, respected, and supported. Initiatives such as employee feedback programs, wellness initiatives, and social events foster a sense of community within the workplace.

The company's commitment to excellence, innovation, and client satisfaction has set it apart from its peers, and it has made a significant contribution to the financial services industry in the UK supporting UK based SME’s.

Together, the STAR Asset Finance Group is doing more for business.

Time Finance provide funding solutions that give UK business owners the confidence and freedom to achieve their business goals.

From Asset Finance to Invoice Finance, Business Loans, Vehicle Finance and Asset Based Lending, we can support one-off funding requirements as well as package multi-product solutions, dependent on our clients’ business needs.

We are proud to support 10,000 SMEs each year through our dedicated broker communities.

United Trust Bank is a specialist bank that provides a wide range of funding facilities and deposit accounts for individuals, businesses and charities. We are driven to understand our customers’ needs, taking an entrepreneurial and pragmatic approach. This allows us to provide quick and flexible funding solutions to support sound proposals. Our broker relationships are key to our ability to deliver value-added funding solutions. We aim to provide outstanding service and build relationships for the long term. United Trust Bank was incorporated in 1955 and has many decades of lending experience. We are covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service. At United Trust Bank, our focus is always on our customers’ needs. Our lending divisions each have their own qualities and strengths, which they draw on to deliver the best service for our customers.

Founded in 1991, VAS has established itself as a market leader in the provision of outsourced asset audit services on behalf of independent banks and captive funders. We conduct a wide range of audits, including Wholesale Floor Plan, Sub Hire, Asset Inspection and Dealer Oversight audit services to mitigate risk and safeguard assets.

We operate across a broad spectrum of asset classes including Transportation, Agriculture, Construction, Recycling, Marine and Leisure. This includes both physical and digital audit services, which can be used in a combined hybrid solution. We operate our services throughout the UK and Europe. Through our team of professional auditors and ‘SMART’ software, we complete and deliver audit results to clients in our web-based risk platform.

VIP Apps Consulting provide management consulting, business process management and technology consultancy services for the equipment leasing and vehicle asset finance industry.

Using their unique proprietary AMOBI and DELIVER methodologies, VIP Apps develop innovative and holistic technology solutions aligned with their clients’ business goals and for the next generation of financial services ecosystems.

VIP Apps is a team with an even mix of backgrounds in technology consulting, and industry roles from operations to controller level positions from within the captive and vendor finance space.

VIP Apps understand today’s industry challenges and help CIOs and CFOs unlock their innovation and digital vision to capitalise on the business opportunities that technology can provide.