During a 40-year banking and financial services career Andrew worked in risk management roles for Chemical Bank and Security Pacific EuroFinance, before joining GE Capital in 1993.

He was involved in many of the acquisitions made by its European Equipment Finance business, before being appointed Risk Director of GE Commercial Financial Services Europe in 2001. He left to join KeyBank’s European business as Credit & Risk Director in 2004, and then took up a similar position at Hitachi Capital UK in 2012. At Hitachi (now Mitsubishi HC Capital UK, trading as Novuna), Andrew oversaw a four-fold growth in its portfolio by 2020, covering consumer lending, asset finance, vehicle leasing, vendor finance and working capital solutions.

Since 2021 he has been Advisor to the CEO at Novuna; he is also a director of some private companies, chairs the Business Advisory Board of Credit Strategy, serves on the Risk Committee of a private debt fund, and undertakes other ad hoc advisory work.

In his spare time he enjoys country walks, cinema, cooking, Pilates, and playing with old cars.