With more than two decades of leadership in the financial services and technology space, Karima Haji is a seasoned executive with a proven track record in transforming auto, equipment, and consumer finance operations.

She has spearheaded strategy, innovation, and growth in fast-moving, regulated environments and is known for bridging the worlds of finance, IT and operations at scale.

As the Managing Director of Scania Financial Services UK, Karima has spearheaded major business change and sustainability initiatives, preparing Scania for the electrified and digital future of transport. Karima is passionate about the intersection of finance and technology, in particular, how AI, data, and intelligent automation can redefine customer journeys, revenue models, and operational agility in the auto & asset finance sector.

She engages regularly in industry forums and advisory roles, contributing to the future direction the industry.