Murad has spent his career building and scaling AI-native lending and asset finance platforms. He co-founded and scaled OTOZ, the digital retail platform behind BMW North America's award-winning End-to-End Digital Retail programme, later extended to MINI USA's $10.1B credit portfolio.

He has also worked with FIS, Deloitte and Credit Agricole Bank across capital markets and lending technology At Basikon, Murad brings that product and platform experience directly to banks and lenders across the UK and Ireland.