Fintech Innovator Award Hall of Fame

June 2022 winner


A specialist, secure, digital communication that connects lenders, brokers, partners and customers designed to eliminate wasted time and effort, creating experiences customers and staff love for their ease and convenience.

Company Bio:
Nivo was established by CEO Michael Common and Co-founder Matthew Elliott, both formerly senior staff within a global bank.

Mike and Mat have witnessed first-hand the pressure on financial services to adapt to the demands of consumers in an increasingly-digitised world.

Nivo was born by prototyping and experimenting with how financial services would look and feel if it embraced the power and trends of modern technology. Through this work, the huge potential of an instant messaging platform built for financial services and other regulated industries became ever more apparent.

2021 winner


An organisation and platform enabling finance organisations and OEMs to offer pay per use style finance.

Company Bio:
Findustrial, founded early 2020 by Günter Hehenfelder and Martin Gruber, aims to pioneer pay - per - use based financing solutions and business models.

With its independent and globally available platform solution, Findustrial brings together industrial companies – equipment manufacturers and their customers – with established financing partners (banks,lessors and institutional investors).

Findustrial not only provides different pay - per - use solutions like leasing, loan or rent based on real - time IoT data but also cares about the trustful connectivity of the assets with clear data sovereignty based on blockchain technology and a fully automated settlement process concerning bills & payments for all the participants.

Findustrial will continuously broaden its eco - system with more and more solutions around Pay - per - Use & Servitization to enable innovative solutions which provide a clear competitive advantage for its customers.